Operational Assurance for High-Limit Aviation.
Stop underwriting in the blind.
We generate pre-bind evidence of pilot judgment and procedural discipline; before the risk is bound.
Quantifying the 80%
Our methodology is grounded in a proprietary analysis of over 9,300 NTSB accident reports, weighted by frequency × severity.The Problem
Over 80% of serious aviation losses are driven by human factors—judgment, procedural drift, and decision-making under pressure. Yet underwriting at placement relies almost entirely on lagging indicators: total flight time, ratings, and claims history.These inputs describe experience.
They do not describe operational behavior.The Result
Underwriters are asked to price and accept high-limit turbine risk without any defensible signal of how a pilot actually thinks, briefs, or adheres to SOPs when it matters.That gap shows up later; after the loss.
The Team
StratoData is built by professional aviators and risk practitioners who understand both sides of the table the cockpit and the underwriting file.We design for how risk is actually evaluated, debated, and reinsured not how software demos look.
Validate Your Book
Whether you are a reinsurer evaluating aggregate exposure, an underwriter facing a high-limit decision, or a broker placing a complex risk, StratoData provides a defensible signal on the factor that drives most losses and is least measured.